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"Peer to peer" nghĩa là gì?
13 Sep, 2021
"Peer to peer" -> nghĩa là chia sẻ tệp, tài liệu giữa hai máy tính thông qua mạng chứ không qua máy chủ trung tâm; 'peer to peer lending' là việc dùng trang web để kết nối người cho vay và người vay phù hợp.
Ví dụ
Seven months after Nigerian banks were barred (chặn) from enabling cryptocurrency (tiền ảo) transactions, bitcoin remains an actively traded asset in the country, partly due to the presence of platforms that enable peer-to-peer transfers.
In line with that motivation, as of August, peer-to-peer trading in Africa now rivals volumes in North America, according to UsefulTulips, a website that analyzes (phân tích) the trading data of the world’s most popular peer-to-peer Bitcoin trading websites.
Peer-to-peer lending is a mechanism (cơ cấu) whereby individuals in need of loans (khoản vay) are connected with individuals willing to lend. P2P platforms work as an intermediary (trung giam) between the lender and borrowers and facilitate the process to earn a spread. One can register as a borrower or lender on these platform after undergoing a verification process by furnishing relevant details.
Some major key (chủ chốt) players for peer to peer lending market are Lending Club Corporation, Funding Circle Limited, Daric, RateSetter, Prosper Marketplace, Inc., Zopa Limited, Welendus, MarketInvoice and others.
Ngọc Lân
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