"The property ladder" nghĩa là gì?
Photo by Tierra Mallorca on Unsplash
"The property ladder" = bậc thang nhà đất -> nghĩa là quá trình lên đời nhà cửa, bắt đầu từ những căn hộ nhỏ, giá rẻ rồi tiến dần tới những ngôi nhà to, sang trọng, đắt tiền hơn.
Ví dụ
Help to Own is not a social housing scheme, but is available to anyone struggling (gặp khó khăn) to get on the property ladder, subject to credit checks. The council has put £5.7m into the project, while the combined authority has contributed £4.7m.
Lenders (người cho vay) will base how much you can borrow on your age, the value of the property and sometimes your health. Interest rates on lifetime mortgages (thế chấp) are typically higher than on standard mortgages. Comparison site Equity Release Supermarket shows rates from a number of providers run from 2.86% to 6.9%.
Looking at the three different property types, the average (trung bình) price tag on a first-time buyer home hit £210,672, the average price being asked for a property typically bought by someone taking their second step on the property ladder reached £315,486, and the typical price tag on a larger family-sized home typically bought at the top of the property ladder was £630,819.
Metro Bank says it is possible to get on the property ladder, even if you are missing a few rungs and have shared tips on how to secure a mortgage with less than perfect credit.
Ngọc Lân
Bài trước: "Housing association" nghĩa là gì?
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