"House hacking" nghĩa là gì?

"House hacking" -> nghĩa là người đi thuê (hoặc chủ nhà) cho thuê lại một phần căn nhà để có thêm thu nhập, bớt tiền thuê (hoặc tiền vay mua nhà).

Ví dụ

House hacking is a popular investing strategy (chiến lược đầu tư phổ biến) wherein you buy a property (bất động sản), live in half and rent the other half out. The rental income (thu nhập từ cho thuê nhà) you receive helps reduce your monthly mortgage payments on the property.

Something else that I really enjoyed learning about is called "house hacking." House hacking is when you rent out part of your house, and use the rent you receive to pay for your mortgage (khoản vay thế chấp). You do this until you essentially live there for free. I know someone who bought an apartment building, lived in one unit, and rented out the other ones. This sounds like such a good way to get started on your FI journey. You get to live in a place for almost free, and you might even be earning money each month.

House hacking is a trendy and widely used investing strategy for several reasons. For one, it's an excellent way to transition to real estate investing for new landlords (chủ nhà). This is especially true if you learn to manage your rented unit or bedroom with property management software (phần mềm quản lý bất động sản). Software helps you carefully track your income and expenses (theo dõi thu nhập và chi phí) while you establish your business. Another benefit of house hacking is that it allows you to get a residential mortgage because you'll be living on the property as well.

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