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"Balloon loan" nghĩa là gì?
24 May, 2023
"Balloon loan" có balloon là tăng giá, loan là khoản vay -> nghĩa là khoản vay yêu cầu trả dần nhưng phải trả một khoản lớn ở cuối thời hạn vay.
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With a balloon mortgage, you make small payments for a defined (xác định) period of time, then one large payment. Most balloon loans require you to pay the balance of the loan as the balloon payment. Let’s consider the following example to examine exactly what a balloon mortgage schedule could look like.
The low initial (ban đầu) payments on a balloon mortgage are enticing (hấp dẫn) — but is this type of mortgage really a good idea? There are a few scenarios when a balloon loan makes sense. First and foremost, this type of loan is best for someone who plans to flip a property.
Since many mortgage lenders don’t offer balloon loans due to the amount of risk involved, finding a lender willing (sẵn lòng) to extend you one could take some legwork, and your options might be limited..
A balloon loan is a type of loan that includes lower monthly payments in exchange for a larger one-time payment at the end of your loan term. It works just like a normal auto loan except there is a larger mandatory 'balloon' payment deferred to the end of the agreement.
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